Who Are We?
First Bermuda Group Ltd. is well-established and recognized in Bermuda for its uniquely tailored solutions for both local and international clients. The Group is comprised of relatively autonomous but interdependent operating divisions and subsidiaries which deliver a comprehensive range of financial products and services to a diverse client base, consisting primarily of Bermudians, Bermuda residents , as well as international clients. The operating divisions of FBG include: First Bermuda Savings & Loan, First Bermuda Securities, First Bermuda Capital and First Bermuda Securities (BVI) Limited. In addition to these operating divisions, FBG operates Offshore Nominees Ltd., Onshore Nominees Ltd. and FBS Nominees Ltd: the former two Companies are registered as .Qualified Intermediates. (QI.s) with the US Internal Revenue Services. FBG also holds a minority participation in Corner Development Ltd., which recently completed construction of the Company's new head offices, the Maxwell R. Roberts Building, located in Hamilton, Bermuda.

What is our Business?
FBG, through its investment and deposit taking and credit divisions, First Bermuda Securities and First Bermuda Savings & Loan, provides clients with access to a wide range of financial products and services. First Bermuda Asset Management provides access to World class comprehensive portfolio management.

Are We Regulated?
Yes. FBG is regulated by the Bermuda Monetary Authority, which regularly monitors all savings and loans, investments, asset management and insurance business in Bermuda. First Bermuda Group is licensed in Bermuda under the Banks & Deposit Companies Act 1999, the Investment Business Act 2003 and the Insurance Act 1978.

First Bermuda Securities (BVI) Ltd. provides a team of experienced investment brokers who offer brokerage access to international markets, and is a Broker/Dealer Member of the U.S. National Association of Securities Dealers (NASD) and SIPC.

First Bermuda Group is a Member of the Bermuda Stock Exchange (BSX).

How Can We Help You?
The Group is committed to meeting and ideally exceeding its clients' financial needs through the highest level of service to each client.

Why Bermuda?
Bermuda is recognized around the world as a well regulated and highly sophisticated offshore financial centre with a reputation for highest quality international business transactions and the highest regulatory standards.

International Business in Bermuda has a thriving insurance and reinsurance industry segment. The segment is represented by the major international companies that have chosen to locate their headquarters here, as well as the many captive insurance companies that make Bermuda the world leader among captive domiciles.

The Island is also a jurisdiction of choice for a variety of international trusts, mutual funds and hedge funds. The financial services sector also includes sophisticated international banking and investment management services. In addition, the jurisdiction boasts the world's first fully electronic offshore securities exchange market, the Bermuda Stock Exchange.

A substantial infrastructure of professional services has developed to support this business: all the major global accounting firms are represented in Bermuda and the local law firms have vast private client, trust, mutual fund, incorporation and administration experience to support local and exempt companies. The Island also has excellent telecommunications links and technologically advanced e-commerce infrastructure.

Bermuda offers a mature, stable, well-regulated business environment that serves as an exceptional base for local and international companies.

Where is Bermuda?
Bermuda was first settled in 1609 by shipwrecked English colonists bound for Virginia. Tourism to the island to escape North American winters first developed in Victorian times. Tourism continues to be important to the island's economy, although international business has overtaken it in recent years. Bermuda has developed into a highly successful offshore financial center. The island is the UK's largest dependent territory and inherits a substantial legacy of British common and corporate law. Bermuda is located off the east coast of North America. It is comprised of a group of islands which are situated approximately 720 miles east of North Carolina. As Britain's oldest self-governing colony, Bermuda is home to more than half of the Fortune 500 companies, including the overwhelming majority of Fortune's top 100. Bermuda is the second largest captive insurance centre in the world.